{"data":{"id":"us/12-cfr-157.14","jurisdiction":"us","citation":"12 CFR 157.14","heading":"What interest rate may I pay on accounts?","body":"(a) You may pay interest at any rate or anticipated rate of return on accounts, either in deposit or in share form, as provided in your charter and the account's terms.\n(b) You may pay fixed or variable rates. If you pay a variable rate, you must base it on a schedule, index, or formula that you specify in the account's terms.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 157—DEPOSITS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"06c6094cf57e865912cb25fa11aaadcdf28d7d3a2f393f5ba876da0d98332b69","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-157.12-157.13","next":"us/12-cfr-157.15"},"notice":"GroundRules: Original legal text. Not legal advice."}