{"data":{"id":"us/12-cfr-208.81","jurisdiction":"us","citation":"12 CFR 208.81","heading":"Purpose and scope.","body":"This subpart establishes consumer protections in connection with retail sales practices, solicitations, advertising, or offers of any insurance product or annuity to a consumer by:\n(a) Any state member bank; or\n(b) Any other person that is engaged in such activities at an office of the bank or on behalf of the bank.","path":["Title 12—Banks and Banking","CHAPTER II—FEDERAL RESERVE SYSTEM","SUBCHAPTER A—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM","PART 208—MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H)","Subpart H—Consumer Protection in Sales of Insurance"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"ab8ea02fe291dc485e49e7cfcaee0a312b5c7ccf791b9e2e36adfdf6cfb1288b","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-208.77","next":"us/12-cfr-208.82"},"notice":"GroundRules: Original legal text. Not legal advice."}