{"data":{"id":"us/12-cfr-226.30","jurisdiction":"us","citation":"12 CFR 226.30","heading":"Limitation on rates.","body":"A creditor shall include in any consumer credit contract secured by a dwelling and subject to the act and this regulation the maximum interest rate that may be imposed during the term of the obligation 50 when:\n(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or\n(b) In the case of open-end credit, the annual percentage rate may increase during the plan.","path":["Title 12—Banks and Banking","CHAPTER II—FEDERAL RESERVE SYSTEM","SUBCHAPTER A—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM","PART 226—TRUTH IN LENDING (REGULATION Z)","Subpart D—Miscellaneous"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"3361cb124a11157218a7885736eacefd40c90e5c346d26fe61452c36b3f5846e","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-226.29","next":"us/12-cfr-226.31"},"notice":"GroundRules: Original legal text. Not legal advice."}