{"data":{"id":"us/12-cfr-238.7","jurisdiction":"us","citation":"12 CFR 238.7","heading":"Tying restriction exception.","body":"(a) Safe harbor for combined-balance discounts. A savings and loan holding company or any savings association or any affiliate of either may vary the consideration for any product or package of products based on a customer's maintaining a combined minimum balance in certain products specified by the company varying the consideration (eligible products), if:\n(1) That company (if it is a savings association) or a savings association affiliate of that company (if it is not a savings association) offers deposits, and all such deposits are eligible products; and\n(2) Balances in deposits count at least as much as non-deposit products toward the minimum balance.\n(b) Limitations on exception. This exception shall terminate upon a finding by the Board that the arrangement is resulting in anti-competitive practices. The eligibility of a savings and loan holding company or savings association or affiliate of either to operate under this exception shall terminate upon a finding by the Board that its exercise of this authority is resulting in anti-competitive practices.","path":["Title 12—Banks and Banking","CHAPTER II—FEDERAL RESERVE SYSTEM","SUBCHAPTER A—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM","PART 238—SAVINGS AND LOAN HOLDING COMPANIES (REGULATION LL)","Subpart A—General Provisions"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"069750f6913e1296e8dc4466e7ff5ef9074f2e15adcfa566f3d75c3b1b1d2a2a","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-238.6","next":"us/12-cfr-238.8"},"notice":"GroundRules: Original legal text. Not legal advice."}