{"data":{"id":"us/12-cfr-3.405","jurisdiction":"us","citation":"12 CFR 3.405","heading":"Relation to other actions.","body":"In lieu of, or in addition to, the procedures in this subpart, the required minimum capital ratios for a national bank or Federal savings association may be established or revised through a written agreement or cease and desist proceedings under 12 U.S.C. 1818 (b) or (c) (12 CFR part 19) or as a condition for approval of an application.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 3—CAPITAL ADEQUACY STANDARDS","Subpart H—Establishment of Minimum Capital Ratios for an Individual Bank or Individual Federal Savings Association"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"bcbfbf8c548c33d14cea1cb1fa4d444aaab633953045bfce0007904d106dae33","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-3.404","next":"us/12-cfr-3.501"},"notice":"GroundRules: Original legal text. Not legal advice."}