{"data":{"id":"us/12-cfr-303.20","jurisdiction":"us","citation":"12 CFR 303.20","heading":"Scope.","body":"This subpart sets forth the procedures for applying for deposit insurance for a proposed depository institution or an operating noninsured depository institution under section 5 of the FDI Act (12 U.S.C. 1815). It also sets forth the procedures for requesting continuation of deposit insurance for a state-chartered bank withdrawing from membership in the Federal Reserve System and for interim institutions chartered to facilitate a merger transaction. Each bank that results from the conversion of a Federal savings association into multiple banks pursuant to section 5(i)(5) of the Home Owners' Loan Act, 12 U.S.C. 1464(i)(5), is treated as a proposed depository institution or a de novo institution, as appropriate, for purposes of this subpart.","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER A—PROCEDURE AND RULES OF PRACTICE","PART 303—FILING PROCEDURES","Subpart B—Deposit Insurance"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"5547ed4b08cb1c734683669388a60332210b76671171591cea6ef333f49f767f","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-303.16-303.19","next":"us/12-cfr-303.21"},"notice":"GroundRules: Original legal text. Not legal advice."}