{"data":{"id":"us/12-cfr-313.82","jurisdiction":"us","citation":"12 CFR 313.82","heading":"Debtor's rights.","body":"The FDIC shall afford the debtor the opportunity:\n(a) To inspect and copy records related to the debt;\n(b) To enter into a written repayment agreement with the FDIC, under terms agreeable to the FDIC; and\n(c) To the extent that a debt owed has not been established by judicial or administrative order, to request a hearing concerning the existence or amount of the debt or the terms of the repayment schedule. With respect to debts established by a judicial or administrative order, a debtor may request a hearing concerning the payment or other discharge of the debt. The debtor is not entitled to a hearing concerning the terms of the proposed repayment schedule if these terms have been established by written agreement.","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER A—PROCEDURE AND RULES OF PRACTICE","PART 313—PROCEDURES FOR COLLECTION OF CORPORATE DEBT, CRIMINAL RESTITUTION DEBT, AND CIVIL MONEY PENALTY DEBT","Subpart D—Administrative Wage Garnishment"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"9a273eec5ff72688379814301aa13766e53169cc19e89693eaeb79a16933e8ed","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-313.81","next":"us/12-cfr-313.83"},"notice":"GroundRules: Original legal text. Not legal advice."}