{"data":{"id":"us/12-cfr-329.10","jurisdiction":"us","citation":"12 CFR 329.10","heading":"Liquidity coverage ratio.","body":"(a) Minimum liquidity coverage ratio requirement. Subject to the transition provisions in subpart F of this part, an FDIC-supervised institution must calculate and maintain a liquidity coverage ratio that is equal to or greater than 1.0 on each business day in accordance with this part. An FDIC-supervised institution must calculate its liquidity coverage ratio as of the same time on each calculation date (the elected calculation time). The FDIC-supervised institution must select this time by written notice to the FDIC prior to December 31, 2019. The FDIC-supervised institution may not thereafter change its elected calculation time without prior written approval from the FDIC.\n(b) Calculation of the liquidity coverage ratio. A FDIC-supervised institution's liquidity coverage ratio equals:\n(1) The FDIC-supervised institution's HQLA amount as of the calculation date, calculated under subpart C of this part; divided by\n(2) The FDIC-supervised institution's total net cash outflow amount as of the calculation date, calculated under subpart D of this part.","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY","PART 329—LIQUIDITY RISK MEASUREMENT STANDARDS","Subpart B—Liquidity Coverage Ratio"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"6605f1c73a4ad54873cb5c9a10b852792a75181a00b6bf854615e4c214ad6c83","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-329.4","next":"us/12-cfr-329.20"},"notice":"GroundRules: Original legal text. Not legal advice."}