{"data":{"id":"us/12-cfr-331.3","jurisdiction":"us","citation":"12 CFR 331.3","heading":"Application of host State law.","body":"The laws of a host State shall apply to any branch in the host State of an out-of-State State bank to the same extent as such State laws apply to a branch in the host State of an out-of-State national bank. To the extent host State law is inapplicable to a branch of an out-of-State State bank in such host State pursuant to the preceding sentence, home State law shall apply to such branch.","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY","PART 331—FEDERAL INTEREST RATE AUTHORITY"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"21924bfc76991475d55cc3656bb661d7a021509250a3f2fdf3455d198be90473","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-331.2","next":"us/12-cfr-331.4"},"notice":"GroundRules: Original legal text. Not legal advice."}