{"data":{"id":"us/12-cfr-332.8","jurisdiction":"us","citation":"12 CFR 332.8","heading":"Revised privacy notices.","body":"(a) General rule. Except as otherwise authorized in this part, you must not, directly or through any affiliate, disclose any nonpublic personal information about a consumer to a nonaffiliated third party other than as described in the initial notice that you provided to that consumer under § 332.4, unless:\n(1) You have provided to the consumer a clear and conspicuous revised notice that accurately describes your policies and practices;\n(2) You have provided to the consumer a new opt out notice;\n(3) You have given the consumer a reasonable opportunity, before you disclose the information to the nonaffiliated third party, to opt out of the disclosure; and\n(4) The consumer does not opt out.\n(b) Examples—(1) Except as otherwise permitted by §§ 332.13, 332.14, and 332.15, you must provide a revised notice before you:\n(i) Disclose a new category of nonpublic personal information to any nonaffiliated third party;\n(ii) Disclose nonpublic personal information to a new category of nonaffiliated third party; or\n(iii) Disclose nonpublic personal information about a former customer to a nonaffiliated third party, if that former customer has not had the opportunity to exercise an opt out right regarding that disclosure.\n(2) A revised notice is not required if you disclose nonpublic personal information to a new nonaffiliated third party that you adequately described in your prior notice.\n(c) Delivery. When you are required to deliver a revised privacy notice by this section, you must deliver it according to § 332.9.","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY","PART 332—PRIVACY OF CONSUMER FINANCIAL INFORMATION","Subpart A—Privacy and Opt Out Notices"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"d728cd3c9c08ee6bcfdb72d763eeb7c343a42c6060df556df01c5206118f5519","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-332.7","next":"us/12-cfr-332.9"},"notice":"GroundRules: Original legal text. Not legal advice."}