{"data":{"id":"us/12-cfr-34.24","jurisdiction":"us","citation":"12 CFR 34.24","heading":"Nonfederally chartered commercial banks.","body":"Pursuant to 12 U.S.C. 3803(a), a State chartered commercial bank may make ARM loans in accordance with the provisions of this subpart. For purposes of this section, the term “State” shall have the same meaning as set forth in § 34.2(b).","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 34—REAL ESTATE LENDING AND APPRAISALS","Subpart B—Adjustable-Rate Mortgages"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"f180905337756d6eab7c45f5065cc056400b2fbc67b58ceecefcc2e805ba8145","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-34.23","next":"us/12-cfr-34.25"},"notice":"GroundRules: Original legal text. Not legal advice."}