{"data":{"id":"us/12-cfr-34.61","jurisdiction":"us","citation":"12 CFR 34.61","heading":"Purpose and scope.","body":"This subpart, issued pursuant to section 304 of the Federal Deposit Insurance Corporation Improvement Act of 1991, 12 U.S.C. 1828(o), prescribes standards for real estate lending to be used by national banks in adopting internal real estate lending policies.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 34—REAL ESTATE LENDING AND APPRAISALS","Subpart D—Real Estate Lending Standards"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"64ee05ad00c5db2b2e8a1d021bdcb376dbcfa42caa07fd600f317d2fbfdc4eef","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-34.47","next":"us/12-cfr-34.62"},"notice":"GroundRules: Original legal text. Not legal advice."}