{"data":{"id":"us/12-cfr-617.7005","jurisdiction":"us","citation":"12 CFR 617.7005","heading":"When may electronic communications be used in the borrower rights process?","body":"Qualified lenders may use, with the parties' agreement, electronic commerce (E-commerce), including electronic communications for borrower rights disclosures. Part 609 of this chapter addresses when a qualified lender may use E-commerce. Consistent with these rules, a qualified lender should interpret part 617 broadly to allow electronic transmissions, communications, records, and submissions. However, electronic communications may not be used for a notice of default, acceleration, repossession, foreclosure, eviction, or the right to cure when a borrower's primary residence secures the loan. In these instances, a qualified lender must use paper disclosures.","path":["Title 12—Banks and Banking","CHAPTER VI—FARM CREDIT ADMINISTRATION","SUBCHAPTER B—FARM CREDIT SYSTEM","PART 617—BORROWER RIGHTS","Subpart A—General"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"a70029e54e5878c81a4c0aa5b8d45a9e38ee02c987dac1516ff83d8e5ea96c77","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-617.7000","next":"us/12-cfr-617.7010"},"notice":"GroundRules: Original legal text. Not legal advice."}