{"data":{"id":"us/12-cfr-617.7120","jurisdiction":"us","citation":"12 CFR 617.7120","heading":"How should a qualified lender present the disclosures to a borrower?","body":"A qualified lender must:\n(a) Disclose the effective interest rate and other information required by subparts B and C of this part clearly and conspicuously in writing, in a form that is easy to read and understand and that the borrower may keep; and\n(b) Not combine the disclosures with any information not directly related to the information required by §§ 617.7130 and 617.7135.","path":["Title 12—Banks and Banking","CHAPTER VI—FARM CREDIT ADMINISTRATION","SUBCHAPTER B—FARM CREDIT SYSTEM","PART 617—BORROWER RIGHTS","Subpart B—Disclosure of Effective Interest Rates"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"6465c33957aa99193c6f58b92dd4cd34fcb747afc20e98c89f246501f97124f4","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-617.7115","next":"us/12-cfr-617.7125"},"notice":"GroundRules: Original legal text. Not legal advice."}