{"data":{"id":"us/12-cfr-7.1029","jurisdiction":"us","citation":"12 CFR 7.1029","heading":"Combination of national bank loan production office, deposit production office, and remote service unit.","body":"A location at which a national bank operates a loan production office (LPO), a deposit production office (DPO), and a remote service unit (RSU) is not a “branch” within the meaning of 12 U.S.C. 36(j) by virtue of that combination. Since an LPO, DPO, or RSU is not, individually, a branch under 12 U.S.C. 36(j), any combination of these facilities at one location does not create a branch. The RSU at such a combined location must be primarily operated by the customer with at most delimited assistance from bank personnel.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 7—ACTIVITIES AND OPERATIONS","Subpart A—National Bank and Federal Savings Association Powers"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"097071f9bdf3355e29980a3462be48507e3b1d1e47f46b3a3b1e6edca71ec1a7","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-7.1028","next":"us/12-cfr-7.1030"},"notice":"GroundRules: Original legal text. Not legal advice."}