{"data":{"id":"us/12-cfr-702.103","jurisdiction":"us","citation":"12 CFR 702.103","heading":"Applicability of risk-based capital measures.","body":"For purposes of § 702.102, a credit union is defined as “complex” and a risk-based capital measure is applicable only if the credit union's quarter-end total assets exceed five hundred million dollars ($500,000,000), as reflected in its most recent Call Report. A complex credit union may calculate its risk-based capital measure either by using the risk-based capital ratio under § 702.104(a) through (c), or, for a qualifying complex credit union opting into the CCULR framework, by using the CCULR framework under § 702.104(d).","path":["Title 12—Banks and Banking","CHAPTER VII—NATIONAL CREDIT UNION ADMINISTRATION","SUBCHAPTER A—REGULATIONS AFFECTING CREDIT UNIONS","PART 702—CAPITAL ADEQUACY","Subpart A—Prompt Corrective Action"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"894948da82489c2dd0a7c1d895a0340b887af11b7b27c1dab0c8d0b268c60de6","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-702.102","next":"us/12-cfr-702.104"},"notice":"GroundRules: Original legal text. Not legal advice."}