{"data":{"id":"us/12-cfr-708a.112","jurisdiction":"us","citation":"12 CFR 708a.112","heading":"a.112 Voting incentives.","body":"If a converting credit union offers an incentive to encourage members to participate in the vote, including a prize raffle, every reference to such incentive made by the credit union in a written communication to its members must also state that members are eligible for the incentive regardless of whether they vote for or against the proposed conversion.","path":["Title 12—Banks and Banking","CHAPTER VII—NATIONAL CREDIT UNION ADMINISTRATION","SUBCHAPTER A—REGULATIONS AFFECTING CREDIT UNIONS","PART 708a—BANK CONVERSIONS AND MERGERS","Subpart A—Conversion of Insured Credit Unions to Mutual Savings Banks"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"23898e20bf22fc664b5b76651c6d08e06da6fe151937ff1ce28722531d896625","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-708a.111","next":"us/12-cfr-708a.113"},"notice":"GroundRules: Original legal text. Not legal advice."}