{"data":{"id":"us/12-cfr-760.1","jurisdiction":"us","citation":"12 CFR 760.1","heading":"Authority, purpose, and scope.","body":"(a) Authority. This part is issued pursuant to 12 U.S.C. 1757, 1789 and 42 U.S.C. 4012a, 4104a, 4104b, 4106, 4128.\n(b) Purpose. The purpose of this part is to implement the requirements of the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973, as amended (42 U.S.C. 4001-4129).\n(c) Scope. This part, except for §§ 760.6 and 760.8, applies to loans secured by buildings or mobile homes located or to be located in areas determined by the Administrator of the Federal Emergency Management Agency to have special flood hazards. Sections 760.6 and 760.8 apply to loans secured by buildings or mobile homes, regardless of location.","path":["Title 12—Banks and Banking","CHAPTER VII—NATIONAL CREDIT UNION ADMINISTRATION","SUBCHAPTER A—REGULATIONS AFFECTING CREDIT UNIONS","PART 760—LOANS IN AREAS HAVING SPECIAL FLOOD HAZARDS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"c51f8d34db9493a249b8334bb481738119554cffbea1dc7ed5f8dcc4452ddbf7","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-752.11","next":"us/12-cfr-760.2"},"notice":"GroundRules: Original legal text. Not legal advice."}