{"data":{"id":"us/12-cfr-appendix-b-to-part-205","jurisdiction":"us","citation":"12 CFR Appendix B to Part 205","heading":"Appendix B to Part 205—Federal Enforcement Agencies","body":"The following list indicates which Federal agency enforces Regulation E (12 CFR part 205) for particular classes of institutions. Any questions concerning compliance by a particular institution should be directed to the appropriate enforcing agency. Terms that are not defined in the Federal Deposit Insurance Act (12 U.S.C. 1813(s)) shall have the meaning given to them in the International Banking Act of 1978 (12 U.S.C. 3101).\nNational banks, and Federal branches and Federal agencies of foreign banks\nDistrict office of the Office of the Comptroller of the Currency where the institution is located.\nState member banks, branches and agencies of foreign banks (other than Federal branches, Federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25(a) of the Federal Reserve Act\nFederal Reserve Bank serving the District in which the institution is located.\nNonmember insured banks and insured state branches of foreign banks\nFederal Deposit Insurance Corporation regional director for the region in which the institution is located.\nSavings institutions insured under the Savings Association Insurance Fund of the FDIC and federally-chartered savings banks insured under the Bank Insurance Fund of the FDIC (but not including state-chartered savings banks insured under the Bank Insurance Fund)\nOffice of Thrift Supervision Regional Director for the region in which the institution is located.\nFederal Credit Unions\nDivision of Consumer Affairs, National Credit Union Administration, 1775 Duke Street, Alexandria, Virginia 22314-3428\nAir Carriers\nAssistant General Counsel for Aviation Enforcement and Proceedings, Department of Transportation, 400 Seventh Street, S.W., Washington, D.C. 20590.\nBrokers and Dealers\nDivision of Market Regulation, Securities and Exchange Commission, Washington, D.C. 20549.\nRetailers, Consumer Finance Companies, Certain Other Financial Institutions, and all others not covered above\nFederal Trade Commission, Electronic Fund Transfers, Washington, D.C. 20580.","path":["Title 12—Banks and Banking","CHAPTER II—FEDERAL RESERVE SYSTEM","SUBCHAPTER A—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM","PART 205—ELECTRONIC FUND TRANSFERS (REGULATION E)"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"35e715e65ea2e637a25f20e381d2236f8226993ad8324fc0757df58527f686f7","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-appendix-a-to-part-205","next":"us/12-cfr-appendix-c-to-part-205"},"notice":"GroundRules: Original legal text. Not legal advice."}