{"data":{"id":"us/12-cfr-appendix-b-to-part-360","jurisdiction":"us","citation":"12 CFR Appendix B to Part 360","heading":"Appendix B to Part 360—Debit/Credit File Structure","body":"This is the structure of the data file the FDIC will provide to apply debits and credits to an individual account or sub-account after the removal of FDIC holds. The file will be in a tab- or pipe-delimited ASCII format and provided through FDICconnect or Direct Connect. The file will be encrypted using an FDIC-supplied algorithm.\nField name Field description Comments Format\n1. DP__Acct__Identifier Account Identifier The primary field used to identify the account. This field may the Account Number. The Account Identifier may be composed of more than one physical data element. If multiple fields are required to identify the account, data should be placed in separate fields and the FDIC instructed how these fields are combined to uniquely identify the account Character (25).\n2. DP__Acct__Identifier—2 Account Identifier—2 Character (25).\nIf necessary, the second element used to identify the account\n3. DP__Acct__Identifier—3 Account Identifier—3 Character (25).\nIf necessary, the third element used to identify the account\n4. DP__Acct__Identifier—4 Account Identifier—4 Character (25).\nIf necessary, the fourth element used to identify the account\n5. DP__Acct__Identifier—5 Account Identifier—5 Character (25).\nIf necessary, the fifth element used to identify the account\n6. DP__Sub__Acct__Identifier Sub-Account Identifier If available, the sub-account identifier for the account. The Sub-Account Identifier may identify separate deposits tied to this account where there are different processing parameters such as interest rates or maturity dates, but all owners are the same Character (25).\n7. DC__Debit__Amt Debit Amount Decimal (14,2).\nDollar amount of the debit to be applied to the account or sub-account\n8. DC__Credit__Amt Credit Amount Decimal (14,2).\nDollar amount of the credit to be applied to the account or sub-account\n9. DC__Transaction__Desc Debit/Credit Description Character (225).\nFDIC message associated with the debit or credit transaction","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY","PART 360—RESOLUTION AND RECEIVERSHIP RULES"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"b5238c4d172db95db879f723885fa90d231017e0f6709424d5cc45eeb7750e49","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-appendix-a-to-part-360","next":"us/12-cfr-appendix-c-to-part-360"},"notice":"GroundRules: Original legal text. Not legal advice."}