{"data":{"id":"us/12-cfr-appendix-b-to-subpart-g-of-part-34","jurisdiction":"us","citation":"12 CFR Appendix B to Subpart G of Part 34","heading":"Appendix B to Subpart G of Part 34—Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules","body":"A creditor acts with reasonable diligence under § 34.203(d)(6)(i) if the creditor bases its determination on information contained in written source documents, such as:\n1. A copy of the recorded deed from the seller.\n2. A copy of a property tax bill.\n3. A copy of any owner's title insurance policy obtained by the seller.\n4. A copy of the RESPA settlement statement from the seller's acquisition (i.e., the HUD-1 or any successor form).\n5. A property sales history report or title report from a third-party reporting service.\n6. Sales price data recorded in multiple listing services.\n7. Tax assessment records or transfer tax records obtained from local governments.\n8. A written appraisal performed in compliance with § 34.203(c)(1) for the same transaction.\n9. A copy of a title commitment report detailing the seller's ownership of the property, the date it was acquired, or the price at which the seller acquired the property.\n10. A property abstract.","path":["Title 12—Banks and Banking","CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY","PART 34—REAL ESTATE LENDING AND APPRAISALS","Subpart G—Appraisals for Higher-Priced Mortgage Loans"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"81d28e08c698bb07bebd64ab5fb863dd3f09c009bd4549901d08a1c8bb5ff27c","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-appendix-a-to-subpart-g-of-part-34","next":"us/12-cfr-appendix-c-to-subpart-g-of-part-34"},"notice":"GroundRules: Original legal text. Not legal advice."}