{"data":{"id":"us/12-cfr-appendix-c-to-part-370","jurisdiction":"us","citation":"12 CFR Appendix C to Part 370","heading":"Appendix C to Part 370—Credit Balance Processing File Structure","body":"A covered institution's IT system should be able to produce a file in the format below that can be used to calculate deposit insurance coverage for deposits resulting from credit balances on accounts for debt owed to the covered institution (“credit balances”). This file format is derived from the “Broker Submission File Format” found in the FDIC's “Deposit Broker's Processing Guide,” supplemented by the “Addendum to the Deposit Broker's Processing Guide” used for Part 370 alternative recordkeeping entity processing. The file format below identifies fields that are not applicable for processing credit balances. These fields should be null while also maintaining the pipe delimiters. Additional information regarding the FDIC's Deposit Broker's Processing Guide for part 370 covered institutions may be found at https://www.fdic.gov/deposit/deposits/brokers/part-370-appendix.html\nField name Description Null value allowed? (Y/N)\n01 Broker Number Not applicable Y.\n02 Account Number Account number of account holding pending payments or other items for refunds of credit balances N.\n03 Customer Account Number Assigned customer account number N.\n04 CUSIP Not applicable Y.\n05 Tax ID Taxpayer identification number of the account holder N.\n06 Tax ID Code Code indicates corporate (TIN) or personal tax identification number (SSN) N.\n07 Name Full name of credit balance owner N.\n08 Name 2 Name 2 Y.\n09 Address 1 Address line 1 as it appears on the credit balance owner's statement N.\n10 Address 2 Address line 2 as it appears on the credit balance owner's statement Y.\n11 Address 3 Address line 3 as it appears on the credit balance owner's statement Y.\n12 City Address city as it appears on the credit balance owner's statement N.\n13 State State postal abbreviation as it appears on the credit balance owner's statement Y.\n14 Zip/Postal The zip/postal code associated with the credit balance owner's address at it appears on the credit balance owner's statement. For United States zip codes, use the United States Postal Service ZIP+4 standard. For international zip codes follow that standard format of that country N.\n15 Country Country code as it appears on the credit balance owner's statement N.\n16 Province Province as it appears on the credit balance owner's statement Y.\n17 IRA Code Not applicable Y.\n18 Credit Balance Credit balance of the account as of the institution failure date N.\n19 Sub-broker Indicator Not applicable Y.\n20 Deposit Account Ownership Category Account ownership right and capacity N.\n21 Transactional Flag Not applicable Y.\n22 Retained Interest Not applicable Y.\n23 Amount of Overfunding Not applicable Y.\n24 Account Participant Full Name Not applicable Y.\n25 Account Participant Type Not applicable Y.\n26 Amount of Account Participant's Non-contingent Interests Not applicable Y.\n27 Amount of Account Participant's Contingent Interests Not applicable Y.\n28 Account Participant's Government-Issued ID Not applicable Y.\n29 Account Participant's Government-Issued ID Type Not applicable Y.","path":["Title 12—Banks and Banking","CHAPTER III—FEDERAL DEPOSIT INSURANCE CORPORATION","SUBCHAPTER B—REGULATIONS AND STATEMENTS OF GENERAL POLICY","PART 370—RECORDKEEPING FOR TIMELY DEPOSIT INSURANCE DETERMINATION"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-12.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:16Z","sha256":"5050a883f05e350bf1c7e129194d39e6bef5c7f721e99523909b922ea55d3e45","source_id":"us-cfr","stale":true,"prev":"us/12-cfr-appendix-b-to-part-370","next":"us/12-cfr-371.1"},"notice":"GroundRules: Original legal text. Not legal advice."}