{"data":{"id":"us/12-u.s.c.-2606","jurisdiction":"us","citation":"12 U.S.C. § 2606","heading":"Exempted transactions","body":"(a) In generalThis chapter does not apply to credit transactions involving extensions of credit—(1) primarily for business, commercial, or agricultural purposes; or (2) to government or governmental agencies or instrumentalities. (b) InterpretationIn prescribing regulations under section 2617(a) of this title, the Bureau shall ensure that, with respect to subsection (a) of this section, the exemption for credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, as provided in subsection (a)(1) of this section shall be the same as the exemption for such credit transactions under section 1603(1) of title 15.","path":["Title 12—BANKS AND BANKING","CHAPTER 27—REAL ESTATE SETTLEMENT PROCEDURES"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc12@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:24Z","sha256":"baff65b98532e14b714146eb9da6a13351847154683a8efb0a8a2f9cd2c6ab63","source_id":"us","stale":true,"prev":"us/12-u.s.c.-2605","next":"us/12-u.s.c.-2607"},"notice":"GroundRules: Original legal text. Not legal advice."}