{"data":{"id":"us/12-u.s.c.-4311","jurisdiction":"us","citation":"12 U.S.C. § 4311","heading":"Credit unions","body":"(a) In generalNo regulation prescribed by the Bureau under this chapter shall apply directly with respect to any depository institution described in clause (iv) of section 461(b)(1)(A) of this title. (b) Regulations prescribed by NCUAWithin 90 days of the effective date of any regulation prescribed by the Bureau under this chapter, the National Credit Union Administration Board shall prescribe a regulation substantially similar to the regulation prescribed by the Bureau taking into account the unique nature of credit unions and the limitations under which they may pay dividends on member accounts.","path":["Title 12—BANKS AND BANKING","CHAPTER 44—TRUTH IN SAVINGS"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc12@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:24Z","sha256":"7ccea7ccab2d3dc7a940034ecf461aef32b3b52d64763d2b17264c6bd0b4e7fd","source_id":"us","stale":true,"prev":"us/12-u.s.c.-4310","next":"us/12-u.s.c.-4312"},"notice":"GroundRules: Original legal text. Not legal advice."}