{"data":{"id":"us/12-u.s.c.-4807","jurisdiction":"us","citation":"12 U.S.C. § 4807","heading":"Time limit on agency consideration of completed applications","body":"(a) In generalEach Federal banking agency shall take final action on any application to the agency before the end of the 1-year period beginning on the date on which a completed application is received by the agency. (b) Waiver by applicant authorizedAny person submitting an application to a Federal banking agency may waive the applicability of subsection (a) with respect to such application at any time.","path":["Title 12—BANKS AND BANKING","CHAPTER 48—FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc12@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:24Z","sha256":"49194bad50792e2c33a5a8a1c6669068c736535c87f6d8f4b2b351fe917a8673","source_id":"us","stale":true,"prev":"us/12-u.s.c.-4806","next":"us/12-u.s.c.-4808"},"notice":"GroundRules: Original legal text. Not legal advice."}