{"data":{"id":"us/12-u.s.c.-4910","jurisdiction":"us","citation":"12 U.S.C. § 4910","heading":"Construction","body":"(a) PMI not requiredNothing in this chapter shall be construed to impose any requirement for private mortgage insurance in connection with a residential mortgage transaction. (b) No preclusion of cancellation or termination agreementsNothing in this chapter shall be construed to preclude cancellation or termination, by agreement between a mortgagor and the holder of the mortgage, of a requirement for private mortgage insurance in connection with a residential mortgage transaction before the cancellation or termination date established by this chapter for the mortgage.","path":["Title 12—BANKS AND BANKING","CHAPTER 49—HOMEOWNERS PROTECTION"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc12@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:24Z","sha256":"119b132e6cba21047d1a0d8a9e52373474199755ab96ea07f37f1ac4c94e8323","source_id":"us","stale":true,"prev":"us/12-u.s.c.-4909","next":"us/12-u.s.c.-5001"},"notice":"GroundRules: Original legal text. Not legal advice."}