{"data":{"id":"us/13-cfr-120.1015","jurisdiction":"us","citation":"13 CFR 120.1015","heading":"Risk Rating System.","body":"(a) Risk Rating. SBA may assign a Risk Rating to all SBA Lenders and Intermediaries on a periodic basis. Risk Ratings are based on certain risk-related portfolio performance factors as set forth in notices or SBA's SOPs and as published from time to time.\n(b) Rating categories. Risk Ratings fall into one of two broad categories: Acceptable Risk Ratings or Less Than Acceptable Risk Ratings.","path":["Title 13—Business Credit and Assistance","CHAPTER I—SMALL BUSINESS ADMINISTRATION","PART 120—BUSINESS LOANS","Subpart I—Risk-Based Lender Oversight"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-13.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:18Z","sha256":"49755c5565efba3fba15b2198262292ffcf4a64ebc3872f9070677d979fb6436","source_id":"us-cfr","stale":true,"prev":"us/13-cfr-120.1010","next":"us/13-cfr-120.1025"},"notice":"GroundRules: Original legal text. Not legal advice."}