{"data":{"id":"us/13-cfr-123.14","jurisdiction":"us","citation":"13 CFR 123.14","heading":"How does the Federal Debt Collection Procedures Act of 1990 apply?","body":"(a) Under the Federal Debt Collection Procedures Act of 1990 (28 U.S.C. 3201(e)), a debtor who owns property which is subject to an outstanding judgment lien for a debt owed to the United States generally is not eligible to receive a disaster loan. The SBA Associate Administrator for Disaster Assistance, or designee, may waive this restriction as to disaster loans (except IDAP loans) upon a demonstration of good cause. Good cause means a written representation by you under oath which convinces SBA that:\n(1) The declared disaster was a major contributing factor to the delinquency which led to the judgment lien, regardless of when the original debt was incurred; or\n(2) The disaster directly prevented you from fulfilling the terms of an agreement with SBA or any other Federal Government entity to satisfy its pre-disaster judgment lien; in this situation, the judgment creditor must certify to SBA that you were complying with the agreement to satisfy the judgment lien when the disaster occurred; or\n(3) Other circumstances exist which would justify a waiver.\n(b) The waiver determination by the Associate Administrator for Disaster Assistance, or designee, is a final, non-appealable decision. The granting of a waiver does not include loan approval; a waiver recipient must then follow normal loan application procedures.","path":["Title 13—Business Credit and Assistance","CHAPTER I—SMALL BUSINESS ADMINISTRATION","PART 123—DISASTER LOAN PROGRAM","Subpart A—Overview"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-13.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:18Z","sha256":"da794bdb8eae95d219715213c19ad07e0b8a509bdb6736eb2465c745cbec6e92","source_id":"us-cfr","stale":true,"prev":"us/13-cfr-123.13","next":"us/13-cfr-123.15"},"notice":"GroundRules: Original legal text. Not legal advice."}