{"data":{"id":"us/15-u.s.c.-1642","jurisdiction":"us","citation":"15 U.S.C. § 1642","heading":"Issuance of credit cards","body":"No credit card shall be issued except in response to a request or application therefor. This prohibition does not apply to the issuance of a credit card in renewal of, or in substitution for, an accepted credit card.","path":["Title 15—COMMERCE AND TRADE","CHAPTER 41—CONSUMER CREDIT PROTECTION"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc15@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:39Z","sha256":"6f93bd6cd9a9643d4056941963ea46211bc60d357e25eb909698678ef64e5a0a","source_id":"us","stale":true,"prev":"us/15-u.s.c.-1641","next":"us/15-u.s.c.-1643"},"notice":"GroundRules: Original legal text. Not legal advice."}