{"data":{"id":"us/15-u.s.c.-1681l","jurisdiction":"us","citation":"15 U.S.C. § 1681l","heading":"Restrictions on investigative consumer reports","body":"Whenever a consumer reporting agency prepares an investigative consumer report, no adverse information in the consumer report (other than information which is a matter of public record) may be included in a subsequent consumer report unless such adverse information has been verified in the process of making such subsequent consumer report, or the adverse information was received within the three-month period preceding the date the subsequent report is furnished.","path":["Title 15—COMMERCE AND TRADE","CHAPTER 41—CONSUMER CREDIT PROTECTION"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc15@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:39Z","sha256":"2e93195875da61bf94f0641f4e3313f832eb0d39946b4b213a592b70d6146103","source_id":"us","stale":true,"prev":"us/15-u.s.c.-1681k","next":"us/15-u.s.c.-1681m"},"notice":"GroundRules: Original legal text. Not legal advice."}