{"data":{"id":"us/16-cfr-609.1","jurisdiction":"us","citation":"16 CFR 609.1","heading":"Scope of regulations in this part.","body":"This part implements Section 605A(k)(2) of the Fair Credit Reporting Act, 15 U.S.C. 1681c-1(k)(2), which requires consumer reporting agencies that compile and maintain files on consumers on a nationwide basis to provide a free electronic credit monitoring service to active duty military consumers that, at a minimum, notifies them of any material additions or modifications to their files.","path":["Title 16—Commercial Practices","CHAPTER I—FEDERAL TRADE COMMISSION","SUBCHAPTER F—FAIR CREDIT REPORTING ACT","PART 609—FREE ELECTRONIC CREDIT MONITORING FOR ACTIVE DUTY MILITARY"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-16.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:29Z","sha256":"7208b796d4373918f3b1b228bceebe17d3a5842351acc3dbf7bc04b2cda6d1dc","source_id":"us-cfr","stale":true,"prev":"us/16-cfr-604.1","next":"us/16-cfr-609.2"},"notice":"GroundRules: Original legal text. Not legal advice."}