{"data":{"id":"us/16-cfr-642.4","jurisdiction":"us","citation":"16 CFR 642.4","heading":"Effective date.","body":"This part is effective on August 1, 2005.","path":["Title 16—Commercial Practices","CHAPTER I—FEDERAL TRADE COMMISSION","SUBCHAPTER F—FAIR CREDIT REPORTING ACT","PART 642—PRESCREEN OPT-OUT NOTICE"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-16.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:29Z","sha256":"5346d79665f019438273f23e3c1b6bcde359ad84dc54f9d754ded85ee3c626ff","source_id":"us-cfr","stale":true,"prev":"us/16-cfr-642.3","next":"us/16-cfr-660.1"},"notice":"GroundRules: Original legal text. Not legal advice."}