{"data":{"id":"us/16-cfr-682.5","jurisdiction":"us","citation":"16 CFR 682.5","heading":"Effective date.","body":"The rule in this part is effective on June 1, 2005.","path":["Title 16—Commercial Practices","CHAPTER I—FEDERAL TRADE COMMISSION","SUBCHAPTER F—FAIR CREDIT REPORTING ACT","PART 682—DISPOSAL OF CONSUMER REPORT INFORMATION AND RECORDS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-16.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:29Z","sha256":"5b6a61a71002d1a4e6d5c938edfe0bf497d83de706ec96ae53df21eecdc08494","source_id":"us-cfr","stale":true,"prev":"us/16-cfr-682.4","next":"us/16-cfr-698.1"},"notice":"GroundRules: Original legal text. Not legal advice."}