{"data":{"id":"us/18-u.s.c.-20","jurisdiction":"us","citation":"18 U.S.C. § 20","heading":"Financial institution defined","body":"As used in this title, the term “financial institution” means—(1) an insured depository institution (as defined in section 3(c)(2) of the Federal Deposit Insurance Act); (2) a credit union with accounts insured by the National Credit Union Share Insurance Fund; (3) a Federal home loan bank or a member, as defined in section 2 of the Federal Home Loan Bank Act (12 U.S.C. 1422), of the Federal home loan bank system; (4) a System institution of the Farm Credit System, as defined in section 5.35(3) of the Farm Credit Act of 1971; (5) a small business investment company, as defined in section 103 of the Small Business Investment Act of 1958 (15 U.S.C. 662); (6) a depository institution holding company (as defined in section 3(w)(1) of the Federal Deposit Insurance Act; (7) a Federal Reserve bank or a member bank of the Federal Reserve System; (8) an organization operating under section 25 or section 25(a) of the Federal Reserve Act; (9) a branch or agency of a foreign bank (as such terms are defined in paragraphs (1) and (3) of section 1(b) of the International Banking Act of 1978); or (10) a mortgage lending business (as defined in section 27 of this title) or any person or entity that makes in whole or in part a federally related mortgage loan as defined in section 3 of the Real Estate Settlement Procedures Act of 1974.","path":["Title 18—CRIMES AND CRIMINAL PROCEDURE","CHAPTER 1—GENERAL PROVISIONS"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc18@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T05:56:53Z","sha256":"875947916cb123e1ebcaefc41bb3daa9dffe0e27ca58e8ad2d3f36eb0af8c0ea","source_id":"us","stale":true,"prev":"us/18-u.s.c.-19","next":"us/18-u.s.c.-21"},"notice":"GroundRules: Original legal text. Not legal advice."}