{"data":{"id":"us/20-cfr-225.35","jurisdiction":"us","citation":"20 CFR 225.35","heading":"When a PIA used in computing a retirement annuity can be increased for DRC's.","body":"Delayed retirement credits earned at different times are added to the PIA used in computing a retirement annuity as follows:\nDRC's earned for month in Are added to PIA\nYears before the year the employee annuity begins On the date the annuity begins.\nYear the annuity begins On January 1 of the year after the annuity begins.\nYears after the annuity begins, and before the year the employee attains age 70 (72 before 1984) On January 1 of the year after the credits are earned.\nYear the employee attains age 70 (72 before 1984) In the month age 70 (or 72) is attained.","path":["Title 20—Employees' Benefits","CHAPTER II—RAILROAD RETIREMENT BOARD","SUBCHAPTER B—REGULATIONS UNDER THE RAILROAD RETIREMENT ACT","PART 225—PRIMARY INSURANCE AMOUNT DETERMINATIONS","Subpart D—Delayed Retirement Credits"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-20.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:45Z","sha256":"d198248ad0abb2e077d3daa3e92013af92801dfbd9daacc8699d3c38bd7661b5","source_id":"us-cfr","stale":true,"prev":"us/20-cfr-225.34","next":"us/20-cfr-225.36"},"notice":"GroundRules: Original legal text. Not legal advice."}