{"data":{"id":"us/20-cfr-404.231","jurisdiction":"us","citation":"20 CFR 404.231","heading":"Steps in computing your primary insurance amount under the guaranteed alternative—general.","body":"If you reach age 62 after 1978 but before 1984, we follow three major steps in finding your guaranteed alternative:\n(a) First, we compute your average monthly wage, as described in § 404.232;\n(b) Second, we find the primary insurance amount that corresponds to your average monthly wage in the benefit table in appendix III.\n(c) Then we apply any automatic cost-of-living or ad hoc increases in primary insurance amounts that have become effective in or after the year you reached age 62.","path":["Title 20—Employees' Benefits","CHAPTER III—SOCIAL SECURITY ADMINISTRATION","PART 404—FEDERAL OLD-AGE, SURVIVORS AND DISABILITY INSURANCE (1950- )","Subpart C—Computing Primary Insurance Amounts"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-20.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:45Z","sha256":"cb05ea6aeb45916fe03f981eba30263d13f26fe3bc3d96a00210dffc0541998e","source_id":"us-cfr","stale":true,"prev":"us/20-cfr-404.230","next":"us/20-cfr-404.232"},"notice":"GroundRules: Original legal text. Not legal advice."}