{"data":{"id":"us/20-cfr-404.404","jurisdiction":"us","citation":"20 CFR 404.404","heading":"How reduction for maximum affects insured individual and other persons entitled on his earnings record.","body":"If a reduction of monthly benefits is required under the provisions of § 404.403, the monthly benefit amount of each of the persons entitled to a monthly benefits on the same earnings record (with the exception of the individual entitled to old-age or disability insurance benefits) is proportionately reduced so that the total benefits that can be paid in 1 month (including an amount equal to the primary insurance amount of the old-age or disability insurance beneficiary, when applicable) does not exceed the maximum family benefit (except as provided in § 404.405 where various savings clause provisions are described).","path":["Title 20—Employees' Benefits","CHAPTER III—SOCIAL SECURITY ADMINISTRATION","PART 404—FEDERAL OLD-AGE, SURVIVORS AND DISABILITY INSURANCE (1950- )","Subpart E—Deductions; Reductions; and Nonpayments of Benefits"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-20.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:45Z","sha256":"c48f1c34056db7e97d8a62d59420fbb3cef29438745a9e448860e19285486be8","source_id":"us-cfr","stale":true,"prev":"us/20-cfr-404.403","next":"us/20-cfr-404.405"},"notice":"GroundRules: Original legal text. Not legal advice."}