{"data":{"id":"us/22-cfr-19.10-1","jurisdiction":"us","citation":"22 CFR 19.10-1","heading":"-1 Full annuity.","body":"If a participant retires and does not provide a survivor annuity to a spouse, former spouse or designated beneficiary, the participant receives a “full” annuity. A full annuity means an annuity computed without any survivorship reduction. Example: Average salary $20,000 and maximum of 35 years of service.\nAverage basic annual salary for high 3 consecutive years of service $20,000\nMultiplied by 2 pct .02\n$400.00\nMultiplied by 35 years of creditable service .35\nFull annuity $14,000","path":["Title 22—Foreign Relations","CHAPTER I—DEPARTMENT OF STATE","SUBCHAPTER B—PERSONNEL","PART 19—BENEFITS FOR SPOUSES AND FORMER SPOUSES OF PARTICIPANTS IN THE FOREIGN SERVICE RETIREMENT AND DISABILITY SYSTEM"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-22.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:49Z","sha256":"12ad0ab54ba1fbae59f908d50629be53cd19585d50249eb4161c9041ff33d582","source_id":"us-cfr","stale":true,"prev":"us/22-cfr-19.10","next":"us/22-cfr-19.10-2"},"notice":"GroundRules: Original legal text. Not legal advice."}