{"data":{"id":"us/24-cfr-1005.449","jurisdiction":"us","citation":"24 CFR 1005.449","heading":"Qualified mortgage.","body":"A Section 184 Guaranteed Loan, except for mortgage transactions exempted under 15 U.S.C. 1639c(b)(3)(ii), is afforded safe harbor as a qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. 1639c(a).","path":["Title 24—Housing and Urban Development","Subtitle B—Regulations Relating to Housing and Urban Development","CHAPTER IX—OFFICE OF ASSISTANT SECRETARY FOR PUBLIC AND INDIAN HOUSING, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","PART 1005—LOAN GUARANTEES FOR INDIAN HOUSING","Subpart D—Underwriting"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-24.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:55Z","sha256":"bc219a480452921c7c74d321bac04884c0a06f415f122d47a480f8a584155faa","source_id":"us-cfr","stale":true,"prev":"us/24-cfr-1005.447","next":"us/24-cfr-1005.451"},"notice":"GroundRules: Original legal text. Not legal advice."}