{"data":{"id":"us/24-cfr-1007.80","jurisdiction":"us","citation":"24 CFR 1007.80","heading":"Qualified mortgage.","body":"A mortgage guaranteed under section 184A of the Housing and Community Development Act of 1992 (1715z-13b), except for mortgage transactions exempted under § 203.19(c)(2), is a safe harbor qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. 1639c(a).","path":["Title 24—Housing and Urban Development","Subtitle B—Regulations Relating to Housing and Urban Development","CHAPTER IX—OFFICE OF ASSISTANT SECRETARY FOR PUBLIC AND INDIAN HOUSING, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT","PART 1007—SECTION 184A LOAN GUARANTEES FOR NATIVE HAWAIIAN HOUSING"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-24.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:55Z","sha256":"f020db973f2575199e10dc21ebf94d26a5292985c8425cab73caeaa0b791dfdd","source_id":"us-cfr","stale":true,"prev":"us/24-cfr-1007.75","next":"us/24-cfr-2002.1"},"notice":"GroundRules: Original legal text. Not legal advice."}