{"data":{"id":"us/24-cfr-30.36","jurisdiction":"us","citation":"24 CFR 30.36","heading":"Other participants in FHA programs.","body":"(a) General. The Assistant Secretary for Housing-Federal Housing Commissioner (or his/her designee) may initiate a civil money penalty action against any principal, officer, or employee of a mortgagee or lender, or other participants in either a mortgage insured under the National Housing Act or any loan that is covered by a contract of insurance under title I of the National Housing Act, or a provider of assistance to the borrower in connection with any such mortgage or loan, including:\n(1) Sellers;\n(2) Borrowers;\n(3) Closing agents;\n(4) Title companies;\n(5) Real estate agents;\n(6) Mortgage brokers;\n(7) Appraisers;\n(8) Sponsored third-party originators;\n(9) Dealers;\n(10) Consultants;\n(11) Contractors;\n(12) Subcontractors; and\n(13) Inspectors.\n(b) Knowing and material violations. The Assistant Secretary for Housing-Federal Housing Commissioner or his/her designee may impose a civil penalty on any person or entity identified in paragraph (a) of this section who knowingly and materially:\n(1) Submits false information to the Secretary in connection with any mortgage insured under the National Housing Act (12 U.S.C. 1701 et seq.), or any loan that is covered by a contract of insurance under title I of the National Housing Act;\n(2) Falsely certifies to the Secretary or submits a false certification by another person or entity to the Secretary in connection with any mortgage insured under the National Housing Act or any loan that is covered by a contract of insurance under title I of the National Housing Act; or\n(3) Is a loan dealer and fails to submit to the Secretary information which is required by regulations or directives in connection with any loan that is covered by a contract of insurance under title I of the National Housing Act.\n(c) Amount of penalty. The maximum penalty is $12,567 for each violation, up to a limit of $2,513,215 for all violations committed during any one-year period. Each violation shall constitute a separate violation as to each mortgage or loan application.","path":["Title 24—Housing and Urban Development","Subtitle A—Office of the Secretary, Department of Housing and Urban Development","PART 30—CIVIL MONEY PENALTIES: CERTAIN PROHIBITED CONDUCT","Subpart B—Violations"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-24.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:24:55Z","sha256":"0212f18694e488f64b7cdd60523890fcf444fb19550c91a099db5c9c5631e052","source_id":"us-cfr","stale":true,"prev":"us/24-cfr-30.35","next":"us/24-cfr-30.40"},"notice":"GroundRules: Original legal text. Not legal advice."}