{"data":{"id":"us/31-cfr-355.5","jurisdiction":"us","citation":"31 CFR 355.5","heading":"What warranties does a presenting bank make?","body":"(a) A presenting bank makes the warranties required of a sender under subpart A of regulation J (12 CFR part 210). This paragraph does not limit any warranty by a presenter or other party arising under State law.\n(b) We are not barred from recovering on a breach of warranty solely because:\n(1) Our negligence contributed to a fraudulent endorsement or material alteration;\n(2) We did not promptly discover an unauthorized signature or alteration;\n(3) An impostor fraudulently caused the issuance of a fiscal agency check in the name of any existing payee; or\n(4) Our employee fraudulently caused the issuance of a fiscal agency check in the name of any existing payee.","path":["Title 31—Money and Finance: Treasury","Subtitle B—Regulations Relating to Money and Finance","CHAPTER II—FISCAL SERVICE, DEPARTMENT OF THE TREASURY","SUBCHAPTER A—BUREAU OF THE FISCAL SERVICE","PART 355—REGULATIONS GOVERNING FISCAL AGENCY CHECKS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-31.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:25:25Z","sha256":"c6f45bd8a5e096b9e2cff32f9c20b531b287e6866bd23b40a9a668c51bea8b00","source_id":"us-cfr","stale":true,"prev":"us/31-cfr-355.4","next":"us/31-cfr-355.6"},"notice":"GroundRules: Original legal text. Not legal advice."}