{"data":{"id":"us/31-cfr-363.146","jurisdiction":"us","citation":"31 CFR 363.146","heading":"Who may purchase a payroll zero-percent certificate of indebtedness?","body":"Only an individual TreasuryDirect® account owner may purchase a payroll zero-percent certificate of indebtedness, only through his or her primary account, and only through the payroll savings plan.","path":["Title 31—Money and Finance: Treasury","Subtitle B—Regulations Relating to Money and Finance","CHAPTER II—FISCAL SERVICE, DEPARTMENT OF THE TREASURY","SUBCHAPTER A—BUREAU OF THE FISCAL SERVICE","PART 363—REGULATIONS GOVERNING SECURITIES HELD IN TREASURYDIRECT","Subpart D—Zero-Percent Certificate of Indebtedness"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-31.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:25:25Z","sha256":"3ccabf3202fa557e068645fe1aafe8de6ac1e44656b18ef574c44be016547488","source_id":"us-cfr","stale":true,"prev":"us/31-cfr-363.145","next":"us/31-cfr-363.147"},"notice":"GroundRules: Original legal text. Not legal advice."}