{"data":{"id":"us/31-cfr-appendix-to-part-346","jurisdiction":"us","citation":"31 CFR Appendix to Part 346","heading":"Appendix to Part 346—Tables","body":"Table of Redemption Values Providing an Investment Yield of 6 Percent per Annum for Bonds Bearing Issue Dates Beginning January 1, 1975\nNote: This table shows how Individual Retirement Bonds bearing issue dates on or after January 1, 1975, by denomination, increase in redemption value during the successive half-year periods following issue. The redemption values provide an investment yield of approximately 6 pct/annum, compounded semiannually, on the purchase price from issue date to the beginning of each half-year period. No increase in redemption value is shown, however, until 1 year after issue date since no interest may be paid on bonds redeemed before that time. The period to maturity is fixed in accordance with the provisions of § 346.1(b) of this circular.\nPeriod after issue date (years) Issue price\nRedemption values during each half-year period (values increase on first day of period shown)\n$50.00 $75.00 $100.00 $500.00\n1st $50.00 $75.00 $100.00 $500.00\n1 to 11⁄2 53.05 79.57 106.10 530.50\n11⁄2 to 2 54.64 81.95 109.28 546.40\n2 to 21⁄2 56.28 84.41 112.56 562.80\n21⁄2 to 3 57.96 86.95 115.92 579.60\n3 to 31⁄2 59.70 89.55 119.40 597.00\n31⁄2 to 4 61.49 92.24 122.98 614.90\n4 to 41⁄2 63.34 95.01 126.68 633.40\n41⁄2 to 5 65.24 97.86 130.48 652.40\n5 to 51⁄2 67.20 100.79 134.40 672.00\n51⁄2 to 6 69.21 103.82 138.42 692.10\n6 to 61⁄2 71.29 106.93 142.58 712.90\n61⁄2 to 7 73.43 110.14 146.86 734.30\n7 to 71⁄2 75.63 113.44 151.26 756.30\n71⁄2 to 8 77.90 116.85 155.80 779.00\n8 to 81⁄2 80.24 120.35 160.48 802.40\n81⁄2 to 9 82.64 123.96 165.28 826.40\n9 to 91⁄2 85.12 127.68 170.24 851.20\n91⁄2 to 10 87.68 131.51 175.36 876.80\n10 to 101⁄2 90.31 135.46 180.62 903.10\n101⁄2 to 11 93.01 139.52 186.02 930.10\n11 to 111⁄2 95.81 143.71 191.62 958.10\n111⁄2 to 12 98.68 148.02 197.36 986.80\n12 to 121⁄2 101.64 152.46 203.28 1,016.40\n121⁄2 to 13 104.69 157.03 209.38 1,046.90\n13 to 131⁄2 107.83 161.74 215.66 1,078.30\n131⁄2 to 14 111.06 166.60 222.12 1,110.60\n14 to 141⁄2 114.40 171.59 228.80 1,144.00\n141⁄2 to 15 117.83 176.74 235.66 1,178.30\n15 to 151⁄2 121.36 182.04 242.72 1,213.60\n151⁄2 to 16 125.00 187.51 250.00 1,250.00\n16 to 161⁄2 128.75 193.13 257.50 1,287.50\n161⁄2 to 17 132.62 198.93 265.24 1,326.20\n17 to 171⁄2 136.60 204.89 273.20 1,366.00\n171⁄2 to 18 140.69 211.04 281.38 1,406.90\n18 to 181⁄2 144.91 217.37 289.82 1,449.10\n181⁄2 to 19 149.26 223.89 298.52 1,492.60\n19 to 191⁄2 153.74 230.61 307.48 1,537.40\n191⁄2 to 20 158.35 237.53 316.70 1,583.50\n20 to 201⁄2 163.10 244.65 326.20 1,631.00\nTable A—Table of Redemption Values Providing an Investment Yield of 6.50 Percent per Annum for Bonds Bearing Issue Dates Beginning Aug. 1, 1979\nNote: This table shows how Individual Retirement Bonds bearing issue dates on or after August 1, 1979, by denomination, increase in redemption value during the successive half-year periods following issue. The redemption values provide an investment yield of approximately 6.50 percent per annum, compounded semiannually, on the purchase price from issue date to the beginning of each half-year period. No increase in redemption value is shown, however, until 1 year after issue date since no interest may be paid on bonds redeemed before that time. The period to maturity is fixed in accordance with the provisions of § 346.1(b) of this circular.\nPeriod after issue date (years) Issue price\nRedemption values during each half-year period (values increase on first day of period shown)\n$50 $75 $100 $500\n1st $50.00 $75.00 $100.00 $500.00\n1 to 11⁄2 53.30 79.95 106.60 533.00\n11⁄2 to 2 55.04 82.56 110.08 550.40\n2 to 21⁄2 56.82 85.23 113.64 568.20\n21⁄2 to 3 58.68 88.02 117.36 586.80\n3 to 31⁄2 60.58 90.87 121.16 605.80\n31⁄2 to 4 62.54 93.81 125.08 625.40\n4 to 41⁄2 64.58 96.87 129.16 645.80\n41⁄2 to 5 66.68 100.02 133.36 666.80\n5 to 51⁄2 68.84 103.26 137.68 688.40\n51⁄2 to 6 71.08 106.62 142.16 710.80\n6 to 61⁄2 73.40 110.10 146.80 734.00\n61⁄2 to 7 75.78 113.67 151.56 757.80\n7 to 71⁄2 78.24 117.36 156.48 782.40\n71⁄2 to 8 80.78 121.17 161.56 807.80\n8 to 81⁄2 83.40 125.10 166.80 834.00\n81⁄2 to 9 86.12 129.18 172.24 861.20\n9 to 91⁄2 88.92 133.38 177.84 889.20\n91⁄2 to 10 91.80 137.70 183.60 918.00\n10 to 101⁄2 94.80 142.20 189.60 948.00\n101⁄2 to 11 97.88 146.82 195.76 978.80\n11 to 111⁄2 101.06 151.59 202.12 1,010.60\n111⁄2 to 12 104.34 156.51 208.68 1,043.40\n12 to 121⁄2 107.72 161.58 215.44 1,077.20\n121⁄2 to 13 111.22 166.83 222.44 1,112.20\n13 to 131⁄2 114.84 172.26 229.68 1,148.40\n131⁄2 to 14 118.58 177.87 237.16 1,185.80\n14 to 141⁄2 122.44 183.66 244.88 1,224.40\n141⁄2 to 15 126.42 189.63 252.84 1,264.20\n15 to 151⁄2 130.52 195.78 261.04 1,305.20\n151⁄2 to 16 134.76 202.14 269.52 1,347.60\n16 to 161⁄2 139.14 208.71 278.28 1,391.40\n161⁄2 to 17 143.66 215.49 287.32 1,436.60\n17 to 171⁄2 148.34 222.51 296.68 1,483.40\n171⁄2 to 18 153.16 229.74 306.32 1,531.60\n18 to 181⁄2 158.12 237.18 316.24 1,581.20\n181⁄2 to 19 163.26 244.89 326.52 1,632.60\n19 to 191⁄2 168.58 252.87 337.16 1,685.80\n191⁄2 to 20 174.06 261.09 348.12 1,740.60\n20 to 201⁄2 179.72 269.58 359.44 1,797.20\nTable B—Table of Redemption Values Providing an Investment Yield of 8.00 Percent Per Annum for Bonds Bearing Issue Dates Beginning November 1, 1980\nNote: This table shows how Individual Retirement Bonds bearing issue dates on or after November 1, 1980, by denomination, increase in redemption value during the successive half-year periods following issue. The redemption values provide an investment yield of approximately 8.00 percent per annum, compounded semiannually, on the purchase price from issue date to the beginning of each half-year period. No increase in redemption value is shown, however, until 1 year after issue date since no interest may be paid on bonds redeemed before that time. The period to maturity is fixed in accordance with the provisions of § 346.1(b) of this circular.\nPeriod after issue date (years) Issue price\nRedemption values during each half-year period (values increase on first day of period shown)\n$50.00 $75.00 $100.00 $500.00\nFirst half year $50.00 $75.00 $100.00 $500.00\n1.0 to 1.5 54.08 81.12 108.16 540.80\n1.5 to 2.0 56.24 84.36 112.48 562.40\n2.0 to 2.5 58.50 87.75 117.00 585.00\n2.5 to 3.0 60.84 91.26 121.68 608.40\n3.0 to 3.5 63.26 94.89 126.52 632.60\n3.5 to 4.0 65.80 98.70 131.60 658.00\n4.0 to 4.5 68.42 102.63 136.84 684.20\n4.5 to 5.0 71.16 106.74 142.32 711.60\n5.0 to 5.5 74.02 111.03 148.04 740.20\n5.5 to 6.0 76.98 115.47 153.96 769.80\n6.0 to 6.5 80.06 120.09 160.12 800.60\n6.5 to 7.0 83.26 124.89 166.52 832.60\n7.0 to 7.5 86.58 129.87 173.16 865.80\n7.5 to 8.0 90.04 135.06 180.08 900.40\n8.0 to 8.5 93.64 140.46 187.28 936.40\n8.5 to 9.0 97.40 146.10 194.80 974.00\n9.0 to 9.5 101.30 151.95 202.60 1,013.00\n9.5 to 10.0 105.34 158.01 210.68 1,053.40\n10.0 to 10.5 109.56 164.34 219.12 1,095.60\n10.5 to 11.0 113.94 170.91 227.88 1,139.40\n11.0 to 11.5 118.50 177.75 237.00 1,185.00\n11.5 to 12.0 123.24 184.86 246.48 1,232.40\n12.0 to 12.5 128.16 192.24 256.32 1,281.60\n12.5 to 13.0 133.30 199.95 266.60 1,333.00\n13.0 to 13.5 138.62 207.93 277.24 1,386.20\n13.5 to 14.0 144.16 216.24 288.32 1,441.60\n14.0 to 14.5 149.94 224.91 299.88 1,499.40\n14.5 to 15.0 155.94 233.91 311.88 1,559.40\n15.0 to 15.5 162.16 243.24 324.32 1,621.60\n15.5 to 16.0 168.66 252.99 337.32 1,686.60\n16.0 to 16.5 175.40 263.10 350.80 1,754.00\n16.5 to 17.0 182.42 273.63 364.84 1,824.20\n17.0 to 17.5 189.72 284.58 379.44 1,897.20\n17.5 to 18.0 197.30 295.95 394.60 1,973.00\n18.0 to 18.5 205.20 307.80 410.40 2,052.00\n18.5 to 19.0 213.40 320.10 426.80 2,134.00\n19.0 to 19.5 221.94 332.91 443.88 2,219.40\n19.5 to 20.0 230.82 346.23 461.64 2,308.20\n20.0 to 20.5 240.06 360.09 480.12 2,400.60\nTable C—Table of Redemption Values Providing an Investment Yield of 9.00 Percent Per Annum for Bonds Bearing Issue Dates Beginning October 1, 1981\nNote: This table shows how Individual Retirement Bonds bearing issue dates on or after October 1, 1981, by denomination, increase in redemption value during the successive half-year periods following issue. The redemption values provide an investment yield of approximately 9.00 percent per annum, compounded semiannually, on the purchase price from issue date to the beginning of each half-year period. No increase in redemption value is shown, however, until 1 year after issue date since no interest may be paid on bonds redeemed before that time. The period to maturity is fixed in acordance with the provisions of § 346.1(b) of this circular.\nPeriod after issue date (years) Issue price\nRedemption values during each half-year period (values increase on first day of period shown)\n$50.00 $75.00 $100.00 $500.00\nFirst half $50.00 $75.00 $100.00 $500.00\n1.0 to 1.5 54.60 81.90 109.20 546.00\n1.5 to 2.0 57.06 85.59 114.12 570.60\n2.0 to 2.5 59.62 89.43 119.24 596.20\n2.5 to 3.0 62.30 93.45 124.60 623.00\n3.0 to 3.5 65.12 97.68 130.24 651.20\n3.5 to 4.0 68.04 102.06 136.08 680.40\n4.0 to 4.5 71.10 106.65 142.20 711.00\n4.5 to 5.0 74.30 111.45 148.60 743.00\n5.0 to 5.5 77.64 116.46 155.28 776.40\n5.5 to 6.0 81.14 121.71 162.28 811.40\n6.0 to 6.5 84.80 127.20 169.60 848.00\n6.5 to 7.0 88.60 132.90 177.20 886.00\n7.0 to 7.5 92.60 138.90 185.20 926.00\n7.5 to 8.0 96.76 145.14 193.52 967.60\n8.0 to 8.5 101.12 151.68 202.24 1,011.20\n8.5 to 9.0 105.66 158.49 211.32 1,056.60\n9.0 to 9.5 110.42 165.63 220.84 1,104.20\n9.5 to 10.0 115.40 173.10 230.80 1,154.00\n10.0 to 10.5 120.58 180.87 241.16 1,205.80\n10.5 to 11.0 126.02 189.03 252.04 1,260.20\n11.0 to 11.5 131.68 197.52 263.36 1,316.80\n11.5 to 12.0 137.60 206.40 275.20 1,376.00\n12.0 to 12.5 143.80 215.70 287.60 1,438.00\n12.5 to 13.0 150.28 225.42 300.56 1,502.80\n13.0 to 13.5 157.04 235.56 314.08 1,570.40\n13.5 to 14.0 164.10 246.15 328.20 1,641.00\n14.0 to 14.5 171.48 257.22 342.96 1,714.80\n14.5 to 15.0 179.20 268.80 358.40 1,792.00\n15.0 to 15.5 187.26 280.89 374.52 1,872.60\n15.5 to 16.0 195.70 293.55 391.40 1,957.00\n16.0 to 16.5 204.50 306.75 409.00 2,045.00\n16.5 to 17.0 213.70 320.55 427.40 2,137.00\n17.0 to 17.5 223.32 334.98 446.64 2,233.20\n17.5 to 18.0 233.36 350.04 466.72 2,333.60\n18.0 to 18.5 243.86 365.79 487.72 2,438.60\n18.5 to 19.0 254.84 382.26 509.68 2,548.40\n19.0 to 19.5 266.32 399.48 532.64 2,663.20\n19.5 to 20.0 278.30 417.45 556.60 2,783.00\n20.0 to 20.5 290.82 436.23 581.64 2,908.20","path":["Title 31—Money and Finance: Treasury","Subtitle B—Regulations Relating to Money and Finance","CHAPTER II—FISCAL SERVICE, DEPARTMENT OF THE TREASURY","SUBCHAPTER A—BUREAU OF THE FISCAL SERVICE","PART 346—REGULATIONS GOVERNING UNITED STATES INDIVIDUAL RETIREMENT BONDS"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-31.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:25:25Z","sha256":"9e13792f505671aada5a1a2461dc5951eedb42fbfeae2588818a070a574786a1","source_id":"us-cfr","stale":true,"prev":"us/31-cfr-346.15","next":"us/31-cfr-347.0"},"notice":"GroundRules: Original legal text. Not legal advice."}