{"data":{"id":"us/38-cfr-8.32","jurisdiction":"us","citation":"38 CFR 8.32","heading":"Authority of the guardian.","body":"What actions does a guardian have the authority to take for insurance purposes? The guardian of an insured or beneficiary has the authority to take the following actions:\n(a) Apply for insurance or for conversion of a policy or change of plan;\n(b) Reinstate a policy;\n(c) Withdraw dividends held on deposit or credit;\n(d) Select or change a dividend option;\n(e) Obtain a policy loan;\n(f) Cash surrender a policy;\n(g) Authorize a deduction from benefits or allotment from military retired pay to pay premiums;\n(h) Apply for and receive payment of proceeds on a matured policy;\n(i) Select or change the premium payment option;\n(j) Apply for waiver of premiums and total disability income benefits;\n(k) Select or change settlement options for beneficiaries; and\n(l) Assign a beneficiary's interest as provided under section 1918 of title 38 U.S.C.","path":["Title 38—Pensions, Bonuses, and Veterans' Relief","CHAPTER I—DEPARTMENT OF VETERANS AFFAIRS","PART 8—NATIONAL SERVICE LIFE INSURANCE"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-38.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:25:50Z","sha256":"f531f9e0cbb53f34e4948be26d7e985d49e43ebe780cd3a014a494f766b4b7c7","source_id":"us-cfr","stale":true,"prev":"us/38-cfr-8.31","next":"us/38-cfr-8.33"},"notice":"GroundRules: Original legal text. Not legal advice."}