{"data":{"id":"us/42-u.s.c.-1320d-8","jurisdiction":"us","citation":"42 U.S.C. § 1320d–8","heading":"Processing payment transactions by financial institutions","body":"To the extent that an entity is engaged in activities of a financial institution (as defined in section 3401 of title 12), or is engaged in authorizing, processing, clearing, settling, billing, transferring, reconciling, or collecting payments, for a financial institution, this part, and any standard adopted under this part, shall not apply to the entity with respect to such activities, including the following:(1) The use or disclosure of information by the entity for authorizing, processing, clearing, settling, billing, transferring, reconciling or collecting, a payment for, or related to, health plan premiums or health care, where such payment is made by any means, including a credit, debit, or other payment card, an account, check, or electronic funds transfer. (2) The request for, or the use or disclosure of, information by the entity with respect to a payment described in paragraph (1)—(A) for transferring receivables; (B) for auditing; (C) in connection with—(i) a customer dispute; or (ii) an inquiry from, or to, a customer; (D) in a communication to a customer of the entity regarding the customer’s transactions, payment card, account, check, or electronic funds transfer; (E) for reporting to consumer reporting agencies; or (F) for complying with—(i) a civil or criminal subpoena; or (ii) a Federal or State law regulating the entity.","path":["Title 42—THE PUBLIC HEALTH AND WELFARE","CHAPTER 7—SOCIAL SECURITY"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc42@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T06:00:34Z","sha256":"e3bc38c224260b6934645adfb058294d3669b8b5502409222590452742628b60","source_id":"us","stale":true,"prev":"us/42-u.s.c.-1320d-7","next":"us/42-u.s.c.-1320d-9"},"notice":"GroundRules: Original legal text. Not legal advice."}