{"data":{"id":"us/42-u.s.c.-9674","jurisdiction":"us","citation":"42 U.S.C. § 9674","heading":"Purchasing groups","body":"(a) ExemptionExcept as provided in this section, a purchasing group is exempt from the following:(1) A State law, rule, or order which prohibits the establishment of a purchasing group. (2) A State law, rule, or order which makes it unlawful for an insurer to provide or offer to provide insurance on a basis providing, to a purchasing group or its member, advantages, based on their loss and expense experience, not afforded to other persons with respect to rates, policy forms, coverages, or other matters. (3) A State law, rule, or order which prohibits a purchasing group or its members from purchasing insurance on the group basis described in paragraph (2) of this subsection. (4) A State law, rule, or order which prohibits a purchasing group from obtaining insurance on a group basis because the group has not been in existence for a minimum period of time or because any member has not belonged to the group for a minimum period of time. (5) A State law, rule, or order which requires that a purchasing group must have a minimum number of members, common ownership or affiliation, or a certain legal form. (6) A State law, rule, or order which requires that a certain percentage of a purchasing group must obtain insurance on a group basis. (7) A State law, rule, or order which requires that any insurance policy issued to a purchasing group or any members of the group be countersigned by an insurance agent or broker residing in that State. (8) A State law, rule, or order which otherwise discriminate against a purchasing group or any of its members. (b) Application of exemptionsThe exemptions specified in subsection (a) apply to the following:(1) Pollution liability insurance, and comprehensive general liability insurance which includes this coverage, provided to—(A) a purchasing group; or (B) any person who is a member of a purchasing group. (2) The sale of any one of the following to a purchasing group or a member of the group:(A) Pollution liability insurance and comprehensive general liability coverage. (B) Insurance related services. (C) Management services. (c) Agents or brokersA State may require that a person acting, or offering to act, as an agent or broker for a purchasing group obtain a license from that State, except that a State may not impose any qualification or requirement which discriminates against a nonresident agent or broker.","path":["Title 42—THE PUBLIC HEALTH AND WELFARE","CHAPTER 103—COMPREHENSIVE ENVIRONMENTAL RESPONSE, COMPENSATION, AND LIABILITY"],"source_url":"https://uscode.house.gov/download/releasepoints/us/pl/119/103/xml_usc42@119-103.zip","current_through":"Public Law 119-103 (09/02/2026)","vintage":"","retrieved_at":"2026-09-10T06:00:34Z","sha256":"794d7911c41dd9ac95f077b5f47800acad1c6adfeb18a41f5e72cc7358421224","source_id":"us","stale":true,"prev":"us/42-u.s.c.-9673","next":"us/42-u.s.c.-9675"},"notice":"GroundRules: Original legal text. Not legal advice."}