{"data":{"id":"us/45-cfr-152.20","jurisdiction":"us","citation":"45 CFR 152.20","heading":"Prohibitions on pre-existing condition exclusions and waiting periods.","body":"(a) Pre-existing condition exclusions. A PCIP must provide all enrollees with health coverage that does not impose any pre-existing condition exclusions (as defined in § 152.2) with respect to such coverage.\n(b) Waiting periods. A PCIP may not impose a waiting period with respect to the coverage of services after the effective date of enrollment.","path":["Title 45—Public Welfare","SUBTITLE A—Department of Health and Human Services","SUBCHAPTER B—REQUIREMENTS RELATING TO HEALTH CARE ACCESS","PART 152—PRE-EXISTING CONDITION INSURANCE PLAN PROGRAM","Subpart D—Benefits"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-45.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:26:21Z","sha256":"bdf697d1f95901c33545412fb3ad20e6b14d22fa32208ab128cdd86563c218c2","source_id":"us-cfr","stale":true,"prev":"us/45-cfr-152.19","next":"us/45-cfr-152.21"},"notice":"GroundRules: Original legal text. Not legal advice."}