{"data":{"id":"us/45-cfr-158.301","jurisdiction":"us","citation":"45 CFR 158.301","heading":"Standard for adjustment to the medical loss ratio.","body":"The Secretary may adjust the MLR standard that must be met by issuers offering coverage in the individual market in a State, as defined in section 2791 of the PHS Act, for a given MLR reporting year if, in the Secretary's discretion, the Secretary determines that there is a reasonable likelihood that an adjustment to the 80 percent MLR standard of section 2718(b)(1)(A)(ii) of the Public Health Service Act will help stabilize the individual market in that State.","path":["Title 45—Public Welfare","SUBTITLE A—Department of Health and Human Services","SUBCHAPTER B—REQUIREMENTS RELATING TO HEALTH CARE ACCESS","PART 158—ISSUER USE OF PREMIUM REVENUE: REPORTING AND REBATE REQUIREMENTS","Subpart C—Potential Adjustment to the MLR for a State's Individual Market"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-45.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:26:21Z","sha256":"b2736d33c5a9be906e06369fd43410fb32244a6e3d61bcd8e54c2e35efbf7332","source_id":"us-cfr","stale":true,"prev":"us/45-cfr-158.270","next":"us/45-cfr-158.310"},"notice":"GroundRules: Original legal text. Not legal advice."}