{"data":{"id":"us/5-cfr-831.611","jurisdiction":"us","citation":"5 CFR 831.611","heading":"Election at time of retirement of fully reduced annuity to provide a current spouse annuity.","body":"(a) A married employee or Member retiring under CSRS will receive a fully reduced annuity to provide a current spouse annuity unless—\n(1) The employee or Member, with the consent of the current spouse, elects a self-only annuity, a partially reduced annuity, or a fully reduced annuity to provide a former spouse annuity, in accordance with § 831.612(b) or § 831.614; or\n(2) The employee or Member elects a self-only annuity, a partially reduced annuity or a fully reduced annuity to provide a former spouse annuity, and current spousal consent is waived in accordance with § 831.608.\n(b) Qualifying court orders that award former spouse annuities prevent payment of current spouse annuities to the extent necessary to comply with the court order and § 831.614.\n(c) The maximum rate of a current spouse annuity is 55 percent of the rate of the retiring employee's or Member's self-only annuity if the employee or Member is retiring based on a separation from a position under CSRS on or after October 11, 1962. The maximum rate of a current spouse annuity is 50 percent of the rate of the retiring employee's or Member's self-only annuity if the employee or Member is retiring based on a separation from a position covered under CSRS between September 30, 1956, and October 11, 1962.\n(d)(1) The amount of the reduction to provide a current spouse annuity equals 2 1/2 percent of the first $3600 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $3600, if—\n(i) The employee's or Member's separation on which the retirement is based was on or after October 11, 1962; or\n(ii) The reduction is to provide a current spouse annuity (under § 831.631) for a spouse acquired after retirement.\n(2) The amount of the reduction to provide a current spouse annuity under this section for former employees or Members whose retirement is based on separations before October 11, 1962, equals 2 1/2 percent of the first $2400 of the designated survivor base plus 10 percent of the portion of the designated survivor base which exceeds $2400.","path":["Title 5—Administrative Personnel","CHAPTER I—OFFICE OF PERSONNEL MANAGEMENT","SUBCHAPTER B—CIVIL SERVICE REGULATIONS","PART 831—RETIREMENT","Subpart F—Survivor Annuities"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-5.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:23:53Z","sha256":"e9f76675775a3603dde19d812b2d9fde58df0fe1a127ffd3423866774f3d7f23","source_id":"us-cfr","stale":true,"prev":"us/5-cfr-831.603","next":"us/5-cfr-831.612"},"notice":"GroundRules: Original legal text. Not legal advice."}